I recently received a brochure by mail warning me about identity theft and reminded me that it is always important to do what is necessary to protect my good name. If you receive a mountain of junk mail (which I do not), applications for credit cards is exactly what I have time to talk about it. How can a person simply raid the trash looking for these applications (and require a credit card in his name), the thieves have ways to raise your identityWeb pages when you shop online. If you consider the amount of online shopping is in these days, which is a veritable smorgasbord for theft!
You've heard terms like 128-bit encryption, SSL or Secure Socket Layer Certificate in the form of protection against online fraud, but what these terms mean exactly?
Wikipedia defines a SSL (Secure Socket Layer), as … "a cryptographic protocol that provides secure communications on the Internet for things like web browsing, e-mail,Internet fax, instant messaging and other data are transmitted. "
In short, can the SSL applications on the Internet in a way to prevent eavesdropping, tampering and forgery in order to communicate messages. This leads to buying safe for your customers.
An SSL certificate is an electronic passport, which is an online business credentials. It allows your Web browser to create a secure encrypted (a) connection. You will know if the page you are visiting,safe if the lock icon displayed in the status bar of your browser. You'll also notice that the site address instead of "https", "http".
What does an SSL certificate contain?
* The name of the owner (individual or company).
* The number of certificate number and the expiration date.
* A copy of the public key of the certificate holder.
* The digital signature of the certificate of the issuer.
How do you know if your siteRequires an SSL certificate?
This question is very much and I got together a short list of questions you can ask yourself () for your site to determine if such a need to process transactions online.
1. You need to collect credit card or personally sensitive data from your customers online?
If the answer is yes, you must ensure that data is protected. When the merchant, you are responsible for ensuring yourCustomers personal information for their purchases with you. This means you are well protect yourself from those who would knowingly intercept this information.
If you use a shopping cart and to gather customer information, whether you are here:
Storing credit card information in your cart (online or manually processed),
the existence of the transaction to a 3rd party (PayPal, 2checkout.com) for processing,
the existence of the transaction, which is aInternet merchant account with authorize.net gateway, Verisign, or other popular gateway received.
2. Six editing off-line or manual?
Offline or manual processing is best to collect sensitive information your clients' work online and then enter the information into a physical or virtual point of sale of the machine or program to process the transaction. Machinery POS may be in your office (physical) or online) (virtual.
If you doThis will probably ask the cart and then store information in it for you, with a job at a later date. If so, have an SSL certificate installed on your site must be sure that your customers are protected against eavesdropping, if sensitive information is requested from your site.
3. Using a payment processor to 3 party?
3rd party processors are examples of PayPal and 2Checkout.com. If you're a 3rd-Party Servicesuch as PayPal or 2checkout.com standard, usually the customer will complete the 3rd party site for the transaction of purchase, and access to all sensitive data is transferred.
Even if you have an account with PayPal or 2checkout.com, you are so that the transaction process through your bank on your behalf. In other words, your relationship with PayPal, and not with the bank. In these cases, you probably do not need an SSL from 3rd Party PurchaseTransaction Web site is a pre-installed.
* E 'important to note that PayPal offers different account types, some of which can be configured to run in the background and the process locally on your site. Always check what type of account you are when making decisions on the safety of your website.
4. Do you have an Internet merchant account?
If you need an Internet merchant account with a bank an SSLCertificate installed on your site. This is because the customer can buy without your site is completed. In essence, the transaction will be handled "in house" on your site and the responsibility to protect their information, is for you.
Just to be clear, the PayPal account, not as an Internet Merchant Account. This is because in this situation, your relationship with PayPal, and not directly with an Internet dealer (bank) that your process managementTransaction.
If "yes" to questions 2 or 4, you are in any case, you need an SSL certificate for your website.
Where can I obtain an SSL certificate?
In general, the company that hosts the site can help you acquire and install an SSL certificate. Start by asking that you contact your web host and see if they can help. You can also use the Internet using terms like "SSL certificate" or "buy an SSL certificate."
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